BE FRAUD FREE

          Protect yourself from loss & fraud: report lost or stolen cards immediately

  The following tips were taken from the FRAUD FREE Calendar created by the Government of Ontario:

  Do – keep photocopies of all cards and identification in a safe place

 Do – choose a pin that will be hard to “crack”

  Do – destroy bank statements and ATM records

  Do – remember to take your card and transaction record after every use

  Don’t – write your pin # down

  Don’t – reveal your pin # to anyone, including family and friends

  Don’t - use birthday, address or phone # as personal pin #

  Don’t – provide credit card info unless you know the merchant

       PROTECT YOUR CREDIT / DEBIT CARD

  Prevent the spread of counterfeit money. Choose features that are easy to remember to help protect
  you from money loss.

  Feel and See the Difference

  Touch the raised surfaces of the money

  Tilt your money and look for changing colour and images

  Look at and look through money for a watermark, security
  thread and a see through # in the amount of the bill

 Beware of Emails that say you can make big $$ for little effort.

  Phishing scams is a new identity theft scam that persuades consumers to provide bank information,
  credit card # or personal information online.

  If someone comes to your door and claims to represent a charity, call the local chapter to confirm the
  fundraiser’s identity.

  High pressure tactics, vague answers, no tax receipts and post office boxes for addresses are all
  signs of scams.

          PHONEY CHARITIES

 CRIMINALS DON’T NEED MASKS AND GUNS; THEY JUST NEED YOUR CREDIT AND
 PERSONAL INFORMATION!  

 Government of Ontario Consumer Hotline:  1-800-267-8097

  A guide to programs and services for Seniors in Ontario call 1-888-910-1999 or download at
  www.gov.on.ca/citizenship/seniors

                   FRAUD FREE calendars are available free of charge at the QUEST Centre.